INFORMATION
 
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BIN/IIN ARTICLES
 
ANTIFRAUD ARTICLES
 
FAQ

 

General FAQs

 

What is BIN database all about?
A BIN database is simply a collection of Bank Identification Numbers. The BIN refers to the first six digits of a debit or credit card. Used in conjunction with the IIN, or Issuer Identification Number, the BIN database can be used to identify debit and credit card transactions.
Why should I use the BIN database?
Using the BIN database can help to protect your business from fraud. The BIN database will verify credit, debit and gift card purchases, so that you can avoid the financial loss that is associated with fraudulent purchases.
Is BIN database legal?
Yes. BIN database is legal. The public cannot openly view the information contained on BIN database, but businesses can use the information to verify card purchases and protect themselves from fraud. 
Is your BIN database the best solution for business protection?
Yes. We offer 99% database accuracy. Our BIN database is the most accurate database available today. 
How big is your database?
Our BIN database contains over 347,000 BIN records, received from over 20,000 banks from around the world.
How does your company collect BIN data?
Most of the BIN details in our database come from businesses that deal with online credit card acceptance. Additional information is obtained directly from the financial institutions which issue credit cards.
Where do you offer the most BIN coverage?
We cover all regions and countries worldwide.
I cannot find the BIN I was searching for.
The demo version available on our website does not access our latest BIN database in its entirety. For full access, one must purchase a subscription to our service. For testing purposes, feel free to email our staff and provide the BIN number(s) that you wish to search. We will promptly provide you with the appropriate BIN data.

 

Technical FAQs

 

What file formats are used by your BIN database?
Our BIN database utilizes a semicolon-delimited format, which works on any type of server. Click here to download the database sample. In case you need to view a larger sample, use the .csv file you can find in our lookup software
Is your BIN database ISO compliant?
Yes. Our database is ISO compliant. We have implemented four additional ISO parameters to our database.
Can I see a sample record of your BIN database?
Download our CSV sample here .
What types of cards does your BIN database support?

At this time we support VISA, MASTERCARD, MAESTRO, DISCOVER, AMERICAN EXPRESS, CHINA UNION PAY, DINERS CLUB INTERNATIONAL, RUPAY, ELO, TRUY, NSPK MIR, PHH FUEL CARD, UK FUEL CARD, CHJONES FUEL CARD, RED FUEL CARD, RED LIQUID FUEL CARD.

 

Supported card types: DEBIT, CREDIT, CHARGE CARD.

 

 

Supported card caregories: AARP, AIRMILES PREMIER, ATM CARD, ATM ONLY, ATM ONLY - CASHLINE CARD, BLACK, BLUE, BLUE AIRMILES CASH BACK CARD, BLUE CASH, BLUE FOR BUSINESS, BMI PLUS, BONUS, BUSINESS, BUSINESS PLATINUM, CASH REBATE, CENTURION, CHECK CARD, CLASSIC, CORPORATE, CORPORATE PURCHASE, CORPORATE T, CORPORATE T&E, DELTA, DIREKT, DORADA, ELECTRIC ORANGE, ELECTRON, ELITE CLUB ACCOUNT CARD, GIFT, GLOBAL PAYMENT, GM CARD, GOLD, GOLD BUSINESS, GOLD CASH BACK CARD, GOLD PREMIUM, GOLD/PLATINUM, GREEN, GREEN BANKING SMART CARD, HANG SENG CARD, ICARD, IKEA CARD, INFINITE, LOWES CARD, MASTERMONEY, MULTICURRENCY CORPORATE T, OPTIMA, ORANGE, OUROCARD, PAYMENT CARD, PAYPASS, PAYPASS CARD, PEONY, PEONY MONEY LINK, PEONY MONEY LINK E-AGE, PEONY QUASI-CREDIT CARD, PLATINUM, PLUS, PREMIERMILES SIGNATURE, PREMIUM, PREMIUM PLUS, PREPAID, PREPAID/VIRTUAL, PROPRIETARY ATM, PURCHASING, QUANTUM, REBATE, SALUTE, SEARS, SIGNATURE, SIGNATURE BUSINESS, SILVER, SMALL BUSINESS, SMALL CORPORATE,
STANDARD, TITANIUM, V PAY, VIRGIN ATLANTIC, VIRTUAL, VISA CASH, VISA COMMERCE, WORLD, WORLD ELITE.

 

The lists above may not contain all recent entries. For complete details you can review our updated datasheet.
 

Is there a way to identify the BINs assocaited with commercial cards?
Yes, we have well over 50,000 of such BIN numbers defined. These card types usually have "BUSINESS" or "CORPORATE" substrings in their names. For example, BUSINESS CARD, WORLD FOR BUSINESS, BLUE FOR BUSINESS, CORPORATE T&E, CORPORATE CARD, SMALL CORPORATE, CORPORATE PURCHASING and so on. You can find more by visiting this section of our datasheet.
What percentage of global BINs would you estimate that you cover?
BinBase covers at least 99.9% of all available BINs worldwide.
Are prepaid card BINs and gift card BINs included in your database?
Yes. Moreover, we proudly maintain the largest set of prepaid BINs - over 6200. This is industry best. They can be found under our debit card category.

Sample gift card record:

32117;VISA;CITIZENS BANK OF CANADA / VANCOUVER CITY SAVINGS C.U.;DEBIT;GIFT;CANADA;CA;CAN;124;HTTPS://WWW.CITIZENSBANK.CA/DEFAULT.ASPX;1-888-778-7807

Sample prepaid card record :     

400054;VISA;METABANK;DEBIT;PREPAID;UNITED STATES;US;USA;840;HTTP://BANKMETA.COM/;800-554-8969                                                                         
Do you differentiate between prepaid gift cards and virtual cards?
Yes.
Do you provide the card level, e.g. Platinum, etc.?
We do. This information is included in our database - please refer this section of our datasheet.
What percentage of fields in your BIN database is complete?
Visit this section of our datasheet.
Do you update discontinued and reassigned BINs?
Yes, we remove discontinued BIN information, and edit information when BINs are reassigned.
Can you always say of the card is debit, credit, or charge?
Yes, we offer "card type" field defined in 100% of cases. You are never left with a blank field.  
I have entered a BIN number of a debit card and it is being shown as credit. Why?
Sometimes credit and debit cards may share the same BIN. Also, we have seen many occurences when the debit card with an overdraft is defined as credit. It is perfectly normal.  
What is a charge card?
Charge cards differ from debit cards and credit cards. Charge cards, which are primarily issued by American Express, require cardholders to pay off balances every month. Charge cards do not issue spending limits and do not charge interest on purchases. 

 

Licensing FAQs

 

I wish to review client references before choosing your service.
In the interest of protecting our clients, we do not reveal this data to the general public. If you represent a legitimate organization, we can provide you appropriate reference information.
What makes you different from other BIN database providers and why are there different numbers?
Unfortunately, some of our competitors are involved into unethical practice of artificial numbers inflation. They can advertise as having more than 347,000 BIN numbers and leave you with lots of empty records. As you may notice, they do not offer complete data sheets of their databases, if any. We have 100% of "card type" field defined which they simply cannot offer. What's the purpose of the BIN database if you cannot tell if the card is debit or credit? Additionally, we have the largest database of prepaid and gift records - over 12000.
Will I be able to download your BIN database and software after purchase?
Yes, you will be provided with your personal links for secure download within 24 business hours after the purchase. On weekends or holidays it may take a bit longer.
How much does your BIN database cost?
We offer two types of licensing. the Single License costs $499 (USD) and the Universal License costs $999 (USD). We offer discounts for wire transfer payments.
Can I buy just a portion of the BIN database?
No. Our BIN database is an integral product and must be purchased in its entirety.
Is there a difference in the fields or records provided in each license type?
No. You get the same database in both cases.  
Are regular database updates included in the purchase price?
Yes. We will send you free updates throughout your eligible licensing period (6 months for Single License, 24 months for Universal License). After your license has expired, you can purchase 1-year update for $199 (USD). Price is the same for both license types.
How often do you update your database? How do I get the updates?
Our BIN database is updated daily. We issue updates to our clients every 30 days at the end of each month.  You will get an email notification with the links to download your files.
How often will I receive updates?
Updates will be sent to you by email every month.
What are the licensing terms for BinBase?
BinBase.com offers its solutions exclusively for businesses or other forms of authorized organizations (governmental, law enforcement, educational). We DO NOT sell our products to individuals or startup businesses. Please view our Licensing page for details.
We intend to embed your BIN database within our product/solution. Is that covered in your licensing terms?
Yes. In this case you should proceed with the Universal License. Please note, however, that you cannot redistribute/resell the database in its original format, or embed it in the redistributalbe software. Access to the BIN data must be limited.
When will I receive purchased files?
You will receive an email containing download links within 24 hours of purchase.
My free updates period has expired. I need a new version of your database. How can I purchase an update?
Once your original license term has expired, updates cost $199 (USD) annually regardless of the license type.